With a zero-based budget, your job is to put your goals first by getting rid of or cutting the expenses you don’t need. Every time you sit down to write your budget, you assess what you need to keep or let go of in order to win with money.
There are benefits to using a pen and paper budget over other types. Here are some reasons why a pen and paper budget could be the way to go for you.
Learning to manage money is no small task. The time and effort it takes to reach get it right can be daunting, and the journey can be made all the more confusing by the abundance of (often conflicting) information out there to help guide you. Despite this, the journey is well worth it. If youContinue reading “3 Things That Will Make You Better At Budgeting”
Challenge yourself to go for the dreams that seem out of reach. If you start thinking of excuses for why you can’t reach your goal, get specific.
Remember to save finished version on my personal desktop computer Most people want a quick fix. Don’t be like most people. Our culture promises instant results and immediate solutions to problems. But these quick fixes leave out the growth that comes with longer paths to success. We get so focused on results that we forgetContinue reading “The Number One Thing To Understand About budgeting”
Your journey to financial fitness is personal, but you don’t have to travel alone. While your relationship with your money is personal, as are your motivations for getting control of your finances, you will benefit from the support of other people. I know a lot of you may hesitant to discuss your money with othersContinue reading “5 Excellent Ways Accountability Partners Help You Succeed”
Budgeting can take a while to get right. It’s important to have patience with yourself and the process. It’s also important to understand that your budget will never be done: It’s a living document that grows and changes as you do. The more you learn, the more your budget should evolve. Additionally, your budget shouldContinue reading “5 Signs Your Budget is working”
Not all budgets are created the same. The longer you work at your budget, the more it will help you solve your financial issues and meet your goals. It may take a while to perfect your budget, but it will pay off big time in the long run. To learn how a good budget willContinue reading “The 3 Benefits of a Good Budget”
Over the next four pages, you’ll learn how give every dollar you make a plan so that you get the most use out of it. When you finish your budget, you’ll have a plan to spend or save what you make; there won’t be any way for you to lose track of it or “accidentally” spend it. No excuses. Not anymore.
This is the final post in my Free Budgeting Guide. To get caught up, click here. You’ve put in the work to create your budget and adjust it to fit your goals. How does it feel? Before we wrap up, we’ll review a sample budget and optimize it for three months. It’s important to takeContinue reading “Sample Budget”